Personal Loans

Apply online for a personal loan or credit card today!

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Personal Credit Cards

First State Bank & Trust Visa® Platinum Credit Card

Looking for a credit card with a low, fixed rate? The First State Bank & Trust Visa Credit Card is just what you need!

If you have questions about your card, call the bank and speak to a real bank employee.
Make your payment online, by phone or at any First State Bank location.
Your card will have a fixed interest rate that won’t increase, even if you’re late on a payment.
No annual fee and no transfer fee if you wish to pay off the balance on another card.

First State Bank & Trust Visa® Platinum Rewards Credit Card

Looking for a credit card with a low, fixed rate? The First State Bank & Trust Visa Credit Card is just what you need!

If you have questions about your card, call the bank and speak to a real bank employee.
Make your payment online, by phone or at any First State Bank location.
Your card will have a fixed interest rate that won’t increase, even if you’re late on a payment.
No annual fee and no transfer fee if you wish to pay off the balance on another card.

Still trying to decide which Credit Card is right for you? Compare your options here.
Business Credit Cards are also available. For more information, click here.

Personal Loans

Auto Loan - Purchase

Time for a new car or truck? Call First State Bank before you begin your new vehicle search to know how much you qualify for and what your monthly payment could be.

Quick pre-approval and closing of your loan.
Competitive rates, often as low as the dealers’ rates, and flexible terms to help the payment fit your budget.
Borrow locally – we thank you for that!

Auto Loan - Refinance

Want to lower the rate on your current auto loan? Need to pay a bill and your car doesn’t have a loan on it (and don’t want to take the money out of savings)? Ask about an auto loan refinance to help with both of these needs.

Competitive rates and flexible terms to help the payment fit your budget.
Borrow locally – we thank you for that!

CD-Secured Loans

This is one of the quickest ways to borrow for any need.

Use a certificate of deposit (CD) as collateral for your loan. Let’s you use your own money as collateral for the loan and make monthly payments, while the CD keeps earning interest.
Easy Monthly Payment Plans

Unsecured Loans

Use your good credit history to borrow with no collateral.

Quick closing.
Easy monthly payment plans.

Ready to Apply?

Applying for a personal loan or credit card with First State Bank & Trust is easy! Apply Today!

Apply Online